When it comes to auto-accidents, Kelly Macfarlane is an attorney who can empathize with what you’re going through.  A survivor of several serious car accidents himself, Kelly can help you navigate the insurance claim process, and it matters to us that you are treated fairly.  Anyone can be at risk of an accident, no matter how cautious they may be; it’s important to know your rights.

After an accident, you may have many questions about your claim and whether you may be entitled to compensation for your loss.  Utah is a what is known as a “no-fault insurance” state – a term that means, among other things, that regardless of who was at fault for the accident, you must file a claim with your own insurance company for personal injury protection or “PIP” coverage.  That coverage is typically limited to $3,000 so that damages in excess must then be filed against the at-fault driver.

Depending on the type and severity of the automobile accident, victims are entitled to compensation in ways that are not always apparent to those who try to handle their claim with the insurer on their own.  Compensation for personal property damaged, future medical treatments, medical devices, lost wages, loss of enjoyment of life, permanent disfigurement, permanent impairment, emotional distress, etc. can all be overlooked or ignored by an insurance company.  Their interests are often at odds with a personal injury victim, making it even more essential to contact an attorney and protect your rights.